HOW IS YOUR FINANCIAL HEALTH?

HOW IS YOUR FINANCIAL HEALTH?

I recently put this question to a friend of mine and he looked quizzically at me as if to say “which one is financial health again?” and so I asked him the question again “How is your financial health?” he asked me to explain what I meant.

So I told him that according to the World Health Organization (WHO) “health is a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity” which in effect means that the word health can be attached to all aspects of our life apart from just being healthy with respect to the absence of disease or infirmity.

So financial health is that aspect of our life that deals with the state of our finances.

Every individual has his own state of finance which most of the time is determined by what he earns or what comes into his life as income.

There was a time when the mantra was

1.                  go to school, acquire education, get a good result and learn how to be an employee

2.                  get employed by a big company and be paid well with all other pecks of office

3.                  work for that Company for 40 years

4.                  retire

During the period of active work life, most of the people get paid on one income stream alone – Salary – and all their financial health revolves around that single income, such that when the salary is finished and they become broke, they become “sick” as well.

It also meant that because they have only one income stream, at the time of retirement, they have little to take home as gratuity and the pension arising therefrom was also usually little. And the people suffer endlessly.

In this generation with the turn around of the world economy, with most jobs lost due to recession, downsizing, outsourcing e.t.c, a lot of people are out there armed to the teeth with big degrees and searching for the elusive job but none is coming.

And so the new mantra has become

1.                  go to school, acquire education, get a good result and learn how to be an employee

2.                  get employed by a Company

3.                  if Company A fails to meet up with it’s obligations to you, switch over to Company B; keep moving from one Company to another in search of greener pastures

4.                  so  you keep working without thinking of retirement because you have not spent long number of years at a particular Company

This then accounts for why a lot of people even at 70 are still “actively” working to make ends meet; some even keep working until they are heads and hands in the grave.

So one’s financial health is sorely dependent on what he earns while actively engaged in doing something to bring in money. If you are not actively engaged in bringing in money, then your financial health is in a very precarious situation and you need to urgently do something to remedy the situation before it becomes cancerous.

The ideas we would share with you here should be able to help you make money online through some genuine and real online businesses.

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